Do you feel overwhelmed by your current financial state?  Are collection agencies and your mortgage company calling to collect late payments?  Has the sagging economy forced you to live beyond your means?

If you are ready for freedom from this mess, consider visiting a local nonprofit credit counseling agency.  There you will meet privately with someone to review all of your debts and design a plan to repay them.  Meeting with a certified credit counselor and designing a budget you can live with will set you on course for financial success.

Agencies offering credit counseling:

Consumer Credit Counseling Services has several offices in the Metro area

Financial education and resources:

El Centro, Inc. offers instruction and individual counseling on credit and financial issues

"Bringing Order to Your Financial House" is a financial education workshop offered by Northland Neighborhoods, Inc.

Building a Better Credit Report information and tips from the Federal Trade Commission

The Federal Deposit Insurance Corporation (FDIC) developed the Money Smart financial training program to help adults enhance their money skills.

The U.S. Financial Literacy and Education Commission's website MyMoney.gov makes basic financial education resources available online.

HUD-approved housing counseling agencies:

HUD-approved housing counseling agencies often offer credit counseling services in addition to housing counseling services. Find an organization near you...