Finding a home mortgage loan that is best for you can be a challenge.  There are many types of loans, each offering certain advantages and disadvantages.  And, there are scores of mortgage lenders, each offering different rates, costs and loan terms.

The large and growing number of foreclosures throughout the country underscores the importance of making the right choice. The type of loan you choose and the lender you select can affect both your monthly payments and your settlement costs.

Make sure that you choose wisely!

Information About Mortgages

Shopping for a Loan from the U.S. Department of Housing and Urban Development

All About Mortgages from Freddie Mac's Online Guide to the Homebuying Process

Home Mortgages: Understanding the Process and Your Right to Fair Lending from the Federal Reserve Board

Mortgage Loan Information from the Missouri Division of Finance

Looking for the Best Mortgage - a publication from the Federal Trade Commission

Shopping for a Mortgage publication from the Federal Consumer Information Center

Mortgage Basics from the National Association of Home Builders

Field Guide to Getting a Mortgage from the National Association of Realtors

Mortgage Basics from the Mortgage Bankers Association's Home Loan Learning Center

Choosing a Mortgage - information from the Kansas City Regional Association of Realtors®

Real Estate Loan Glossary from the Kansas City Regional Association of Realtors®

Finding a Lender

Don't know where to start in finding a mortgage lender? Ask your realtor for recommendations, or search online for a reputable lender that you can be certain subscribes to fair lending practices... (Learn more about finding a mortgage lender.)

Settlement and Closing Costs

Once you find your home and qualify for a home mortgage, it's time to sign the papers and pay closing costs. Make sure you know what you're signing... (Learn about the settlement process and closing costs.)

Predatory Lending

Don't become a victim of unscrupulous lenders. Make sure that you know about mortgage loan fraud and how to avoid it. (Learn about predatory lending.)