No homeowner expects to or wants to think about losing their house to foreclosure. By understanding foreclosure and what may cause it, you can recognize and address potential problems.

Unexpected life changes often contribute to foreclosure.  Circumstances that impact your finances, such as loss of employment, major illness or injury, divorce, or death of a spouse, can put you in jeopardy.

It can be difficult to think about foreclosure during times of crisis such as these. You must deal with the immediate problem and may not have the energy to think about how it could affect keeping your home. It is important to understand that unexpected may happen, and to prepare in advance for dealing with these problems.

Information About Foreclosure

Kansas City Foreclosure Help - a consumer resource for residents in the Kansas City area facing foreclosure

Foreclosure Resources for Consumers from the Federal Reserve Board

Questions and Answers on Home Foreclosure and Debt Cancellation from the Internal Revenue Service

Common Myths About Foreclosure from the Homeownership Preservation Foundation

Foreclosure Prevention Resource Center of the Mortgage Bankers Association

NeighborWorks Center for for Foreclosure Solutions

Mortgage Reality Check from the National Foundation for Credit Counseling's Homeowner Crisis Resource Center

Avoiding Foreclosure

Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? You can avoid foreclosure... (Learn more about avoiding foreclosure.)

How To Get Help With Foreclosure

Even if you lose your job you can keep your home if you know the right steps to take. It is possible to get through difficult times without losing your home. Help for dealing with forexlosure is available... (Find out how to get help with foreclosure.)