For many people, owning a home is the “American Dream.” Buying a home can be an exciting and fulfilling experience. But, it can come with difficulties as well. Past financial problems limit your ability to get a loan. Income issues, job changes, and other life-changing experiences can slow banks from approving home loans. Don’t give up hope. Working with housing counseling agencies and attending homebuyer education programs can help many people buy a home.

Homebuyer Programs

Agencies throughout the Northland and Kansas City Metro Area provide valuable help for families buying their first home. Many programs provide low down payment loans, grants for down payments and closing costs, interest buy-downs, and incentives for specially designated areas. (Learn more about programs to help homebuyers...)

Homebuyer Education

Buying a home is not simple, and is not easy. Many agencies provide homebuyer education workshops that help you evaluate your financial status and decide if you are ready to buy a home. These workshops provide information about budgeting, insurance, credit, avoiding loan scams, home inspections, home maintenance, mortgages and long-term planning for buying a home. (Learn more about homebuyer education...)

Information for Homebuyers

Buying a home involves many important decisions. If you want to be successful, you must prepare in advance by learning about some of the important issues and decisions you will face. (Read more about information for homebuyers...)